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No Surprises Act

On January 1, 2022, the Public Health Service Act (commonly called the No Surprises Act) was enacted to protect the public against unexpected charges from their healthcare providers. This would happen sometimes when some portion of their bill was not covered by their insurance, and these out-of-network healthcare services could be unexpectedly burdensome. To remedy this issue, the law now requires healthcare providers to provide an estimate of expected charges — a Good Faith Estimate (GFE) — to any clients who do not have insurance or are seeking services from an out-of-network provider.


As a client of Dreamcloud Psychology & Educational Services, LLC, you are entitled to this Good Faith Estimate. We will provide this estimate at least one day before your first scheduled appointment, but you have the right to request this estimate at any time. This estimate is based on (1) the information you provide us and (2) our professional opinion on what is needed to assess or treat the specific treatment issue. 

Your Consumer Rights

  • You have the right to receive a “Good Faith Estimate” explaining how much your psychological services will cost.

  • Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. 

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees. 

  • Your health care provider should provide you with a Good Faith Estimate in writing at least one business day before your billable service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule service(s).  

  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. 

  • Make sure to save a copy of your Good Faith Estimate. For questions or more information about your rights, please visit or call 800-985-3059.

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